Study Abroad with Confidence: Loan Assistance from IRS Study Abroad

Dreaming of studying overseas — but unsure how to finance it? You’re not alone. At IRS Study Abroad, we believe finances shouldn’t stand between you and your global degree. That’s why our Loan Assistance Program is designed to be your most reliable partner from application to pre-departure — with zero stress, and all clarity.

What Makes IRS Loans a Cut Above?

 Zero Collateral Options

You don’t need property or large guarantors to get started. For eligible universities and courses, we arrange collateral-free loans — following best practices from our lending partners.

 ₹1 to ₹1.5 Crore Loan Amounts

Whether your program costs ₹8 lakhs or starts approaching ₹40 lakhs, we’ve got you covered — with amounts tailored to tuition, living costs, and more.

 Fast, Streamlined Approvals

We partner with leading banks and NBFCs, offering response times of 3-10 business days for most applicants — one of the fastest among Kerala-based consultants.

 End-to-End Expert Support

From advisory calls on optimal repayment terms to comparing fixed vs floating rates, our loan counsellors treat your application like their own. You’re never navigating paperwork alone.

 Comprehensive Coverage

Loans typically include tuition, international living expenses, and in select cases, travel & medical insurance — saving you the hassle of piecemealing costs.

 Tailored to Your University

Loan packages are customised to meet each university’s fee structure and disbursement schedule — whether semester-wise, in full, or post-admission.

 Simplified Documentation Process

Based on top-tier consultancies, we follow a pre-verified, E-sign-friendly document checklist — making your bank interaction minimal and smooth.

 Pre-Visa Disbursal Support

Some banks allow part or full disbursal of the loan after receiving your admission offer, before your visa interview — strengthening your profile and giving you breathing room.

 Forex & Travel Insurance Arranged

Access better FX rates and discounted insurance covers arranged through our banking partners — giving you more value on every rupee.